VAN SEARCH

VAN BLOG

Something old, something new

It’s been a tough year for the van industry. Since the current recession began last year, commercial vehicle sales have

YOUR SAY

Business Insurance

Simply Business

Tradesman Insurance is a tailor made collection of insurance covers that a tradesman or home-worker legally requires in order to protect themselves and their businesses.

Simply Business allows you too instantly compare Tradesmen insurance quotes from companies including Norwich Union, Axa and Zurich.

Click here to compare quotes now.

VIEW WEBSITE

Business Insurance Made Easy

Blyth Valley's easy, online business insurance is specifically designed for small and medium-sized businesses, sole traders and contractors. Get an instant quote for the cover you need, and if you like the price, go ahead and buy online.

     - Public liability - from £57 per year
     - Employer's liability
     - Tools cover
     - Computers and laptops
     - Office contents and buildings

Click for an instant, free quote now www.blyth-valley.co.uk/business or call 0845 370 9044

VIEW WEBSITE

GOODS IN TRANSIT INSURANCE

Couriers and hauliers in particular may want to protect their business by taking out goods in transit insurance which covers goods against loss or damage whilst they are in your vehicle, whether they are your property or whether you are acting as a carrier. Commonly the sum insured would be against a limit for each vehicle or within any one consignment. The cost of these premiums can vary dramatically and it is worth hunting about for a specialist in the kind that you carry.

TOOL COVER

Similarly tool cover quotes can vary dramatically with many insurers limiting the amount of cover for the van to relatively modest amounts such as £1,500. It certainly pays to shop around with many big brand insurers offering tool cover alongside their general insurance packages.

EMPLOYERS' LIABILITY INSURANCE

By law all employers must ensure against the liability for injury or death to employees sustained by them arising from their employment. This will normally both full time contracted employees and apprentices and also those contracted from another employer. Only close relatives escape this liability. The law requires at least £25 million worth of employers' liability cover but in practice most policies are double that.

PUBLIC LIABILITY INSURANCE

Public liability insurance covers your legal liability for damages should a member of the public claim for death, bodily injury or damage to their property as a result of your business's activities. It should also cover legal fees, costs and expenses should such a case go to court. As with any form of insurance it is important to take proper advice about the amount of cover you need as single award for injury can exceed £1 million. Note however that third party insurance on a motor vehicle does cover your liability to others in regard to the vehicle itself.